- Legal Articles
- Ask Elhais
August 06, 2017|
Question: I have a mortgage and I've paid a lot of money to the bank I hold the mortgage with. When I requested a statement for the account, I found that the outstanding amount was beyond my expectations. I now suspect that the bank is not calculating the interest fairly. What can I do?
Answer: You have the right to file an expert case with the courts and this would mean that a civil servant with knowledge of the particular area would investigate and calculate the correct interest amount due. As detailed in article 69 of the UAE Law of Evidence, "the court may delegate one or more experts from the State civil servants, or from the experts registered in the schedule of experts, to have their opinion on matters required for deciding the case, when required". After the expert submits their report, if they find that you owe less than you're being charged, you could sue the bank to refund the extra amount you paid. Also, if the expert finds that you owe an amount less than what the bank is claiming, you have the right to request that the court asks the bank to declare that you do not owe more than this amount.
Question: What would happen if someone breaches bail conditions or the financial guarantee in a criminal investigation?
Answer: Should the accused, without satisfactory reason, fail to fulfil a condition, the money put up as bail becomes the property of the government, without the need for a court judgement to be made to ensure this. The bail amount is returned if the accused is found to be innocent but, ultimately, the court has the right to decide whether the whole amount is refunded, part of it or none of it, according to article 114 of the UAE Criminal Procedures Law.
Your email address will not be published. Required fields are marked *
I owe the success of my case to Dr. Hassan's diligent approach. He remained focused, put me at ease and always went the extra mile. Dr. Hassan tirelessly put my case in the best possible light and I cannot thank him enough. I would highly recommend Dr. Hassan - I am grateful to him from the bottom of my heart.
Dr. Hassan Elhais is among the best legal consultants I have ever worked with. He has an amazing ability to reduce complex issues into a simple concept that non-legal people can understand. He consistently develops innovative litigation strategies that help us to achieve our ultimate legal goals.
...the extraordinary effort that has been exerted by the staff, and we specially thank Dr. Hassan Mohsen Alhais. Wishing your continues success & excellence...
I believe everyone should recognize what a difference Dr. Hassan Elhais work has made to people's lives; and especially to our family's life, because we will remain forever grateful to each and every one of his team.
Dr. Hassan Elhais never fears cases that involve exposure and he always gives me his honest assessment of our chances of success, which is invaluable to me.
He aided us not only in providing legal advice but also in all legal issues that required a long term strategic approach to achieve most favorable and optimum outcomes he provided us with high level of professional service.
Dr. Hassan Elhais is a responsible, reputable counsel who operates to high levels of service.
Dr Hassan Elhais is responsive, thorough and creative with his advice, and is a valued advisor and legal consultant.
Regardless of the complexity of the matter I know Dr. Hassan Elhais will consider not only legal strategy but also business practicalities in providing advice and litigation options.
I recommend Dr. Hassan Elhais to anyone who says 'I'm in legal trouble'. I was extremely satisfied with the high standard of his work. He has always been there when I have needed him and I refer all my clients, family and friends to him/his firm.
Dr. Hassan Elhais was very professional and he listened to my needs. He was very prompt, efficient and always kept me informed. Dr. Hassan Elhais's service was excellent and I would definitely recommend him to friends and colleagues.